Discover right-of-occupancy living in Espoo

Right-of-occupancy living gives you the best of both worlds – the stability you get from owning without the massive financial commitment. Think of it as a middle ground between renting and buying that makes perfect sense for many people.

Here’s how it works: you pay a one-time right-of-occupancy fee upfront, which comes to about 15% of the property’s value. After that, you pay a monthly maintenance fee that covers your ongoing costs. This setup lets you settle into a home for the long haul without taking on a huge mortgage or worrying about property values going up and down.

What makes this arrangement particularly attractive is the security it provides. You’re not at the mercy of landlords who might decide to sell or raise rent dramatically. At the same time, you’re not tied to a 20 or 30-year mortgage that could become a burden if your circumstances change. This flexibility has made right-of-occupancy housing increasingly popular across Finland, especially among people who want stability without the traditional risks of homeownership.

Espoo sits right next to Helsinki, but it feels like a completely different place. You get all the benefits of living near Finland’s capital while enjoying a more relaxed, nature-focused lifestyle. The city has managed to grow and develop while keeping its green spaces and natural beauty intact.

If you love spending time outdoors, Espoo delivers. You’ll find countless parks, walking trails, and lakes where you can swim, fish, or just relax. The Nuuksio National Park is practically on your doorstep, giving you access to pristine forests and hiking trails whenever you need to escape the city buzz.

The job market in Espoo is robust and diverse. The city has become a major tech hub, home to companies like Nokia and numerous startups. But it’s not just about technology – you’ll find opportunities in healthcare, education, research, and traditional industries too. This economic diversity means you’re not dependent on just one sector, which creates more stability for residents.

What really sets Espoo apart is how well everything works. The public transportation connects you easily to Helsinki and other parts of the metropolitan area. Schools consistently rank among Finland’s best. Healthcare services are excellent and accessible. These aren’t just nice-to-have features – they directly impact your daily life and long-term satisfaction with where you live.

Getting started is simpler than you might expect. Your first step involves obtaining a queue number from the Housing Finance and Development Centre of Finland (ARA). This number determines your position when properties become available, so we recommend getting it as soon as you start considering right-of-occupancy housing.

Once you have your queue number, you can browse through our available properties and apply for any that catch your interest. The eligibility requirements are straightforward: you need to be an adult who doesn’t already own a home or have enough assets to buy one outright. If you’re over 55, the asset restrictions don’t apply to you, which opens up more possibilities.

One thing that surprises many people is that your income level doesn’t matter for eligibility. Whether you earn a modest salary or have a high-paying job, you can still qualify for right-of-occupancy housing. This makes it accessible to a much broader range of people than traditional affordable housing programs.

We walk you through the entire application process and answer any questions you have along the way. Our team knows that applying for housing can feel overwhelming, especially if you’re doing it for the first time. We make sure you understand each step and have all the information you need to make informed decisions.

We build and manage properties with your long-term comfort in mind. Every home we develop meets high standards for energy efficiency, which keeps your monthly costs down and reduces environmental impact. You’ll notice the difference in your utility bills and your overall comfort throughout the year.

Our approach goes beyond just providing housing – we create communities. We work closely with local residents and city planners to make sure our developments enhance the neighborhoods they’re part of. This means better access to services, well-planned transportation connections, and thoughtful integration with existing communities.

When you choose us, you get responsive, personal service. We know that housing isn’t just about four walls and a roof – it’s about creating a foundation for your life. Our maintenance team responds quickly to issues. Our customer service representatives take time to understand your specific situation and needs.

We also believe in transparency. You’ll always know what you’re paying for and why. We explain fees clearly, provide regular updates about property management decisions that affect you, and maintain open channels for feedback and suggestions. This honest communication helps build trust and makes your living experience much more pleasant.

Our Espoo properties span different neighborhoods and housing types, so you can find something that matches your lifestyle. If you prefer being close to shops, restaurants, and public transportation, we have apartments in more central areas. If you want more space and quiet surroundings, we offer homes in residential neighborhoods with gardens and nearby parks.

Each property comes with modern amenities that make daily life easier and more enjoyable. You’ll find well-designed kitchens, efficient heating systems, good storage solutions, and often extras like balconies or terraces. We pay attention to details that might seem small but make a big difference in how comfortable you feel at home.

Beyond the individual homes, we focus on creating pleasant common areas and community spaces. Many of our properties include shared gardens, playgrounds for children, bicycle storage, and community rooms where residents can gather for events or activities. These spaces help foster connections between neighbors and create a stronger sense of community.

We also provide ongoing support services that make your life easier. Our maintenance team handles repairs quickly and professionally. We organize community events that help you meet your neighbors and feel more connected to your new home. If you have questions or concerns, you can reach our customer service team easily and get helpful responses.

Right-of-occupancy living in Espoo offers a flexible and affordable housing solution that works for many different life situations. Whether you’re starting your career, raising a family, or planning for retirement, this housing model gives you stability without the financial stress of traditional homeownership.

Espoo’s combination of natural beauty, economic opportunity, and excellent public services creates an environment where you can build the life you want. The city continues to grow and develop while maintaining the qualities that make it such an attractive place to live.

We invite you to explore what we have available and see how right-of-occupancy living might work for you. Our team is ready to answer your questions, show you properties, and help you understand all your options. Contact us!